Our platform lends money to fund the purchase or construction of property.
When you invest in loans, it’s always a possibility that some of them won’t be paid back or might lose money and this could lower your overall investment return or may even lose you capital.
To help manage this risk, we don’t lend to just any third party borrowers in the way most other peer to peer platforms do. Instead we lend to special purpose companies set up specifically for the purpose of investing in property via the Assetz Exchange platform.
We also vet every property that you invest in and any decisions to make about those properties going forwards are made by you, the investors who funded that property. So you’re in control of your own investments, not a third party borrower. With first charge security over the properties you are as secure as possible.
Nonetheless, the price of property can go down as well as up and even with the special measures we have taken to protect you capital and income there could still be special circumstances where a property loan could have a problem. We therefore list our loan performance to date below.
Years shown are financial years and run to 31 October
|Realised Capital Gains||–||£27,466||£(16,319)||–||£11,147|
|Lifetime Default Rate||0%||0%||0%||0%||0%|
|Expected Default Rate at Origination||0%||0%||0%||0%||0%|